Owner-Financed Land

The land you want.
Financed by us — not a bank.

Found a parcel a bank won't touch? Send it over. Coastal Land Partners buys it in cash, then finances it straight to you — fixed monthly payments, no balloon, no prepayment penalty, no bank approval.

  • No bank

    We are the lender. No mortgage application, no underwriter downtown.

  • Your terms

    You set the down payment and monthly you're comfortable with.

  • 1 business day

    Send your numbers and we'll come back with a real answer.

Start your financing request

Tell us the land and your numbers. Takes about a minute.

The most you're comfortable with

Down payment$5,000
050,000
Monthly payment$400
1002,500

With $5,000 down and $400/mo, you're in range for a lot of the parcels we finance. Exact terms depend on the land and a quick review.

No hard credit pull to submit. No obligation. Every request gets a real review — approval depends on your down payment and ability to pay, not a score alone.

By submitting this form, you agree that Coastal Land Partners and its affiliates may contact you about your land-financing inquiry and related offers by phone, text message (SMS), and email at the number and address you provided, including via automated technology. Consent is not a condition of any purchase. Message and data rates may apply; message frequency varies. Reply STOP to unsubscribe from texts or use the unsubscribe link in any email. Your information is handled in accordance with our privacy practices and is not sold to third parties. You also agree to be added to our email list for updates about available parcels and financing.

How it works

Three steps between you and the deed — no bank in any of them.

Step 01

Send your numbers

The land you want — a listing link or just the area — plus the down payment and monthly you're comfortable with. That's the whole form.

Step 02

We buy it in cash

After a quick review, we go under contract and close on the parcel in cash. The seller gets their clean cash close; you skip the bank entirely.

Step 03

You finance with us

You close on owner financing directly with Coastal Land Partners. Fixed payments, no balloon, no prepayment penalty. The land is yours to use.

Straight talk

We're a real buyer with real capital, not a lead broker. We finance land that banks pass on — but we still look at every deal honestly. A fair down payment and a payment you can actually carry are what get you to closing.

Start my request